OPTIONS TO MCHA COVERAGE
Minnesota Health Care Programs
For information on eligibility for Minnesota Health Care Programs, click here.
Private Market Coverage
Are You Eligible for Health Insurance Coverage In The Private Market?
- Are you on Minnesota Comprehensive Health Association (MCHA) coverage because you were turned down for coverage in the private market by another health insurance company?
- Has your overall health status improved?
- Have you filed few or no claims within the past several years?
If you answer “Yes” to these questions, it may be time for you to re-evaluate your health care insurance options.
MCHA encourages you to explore other health care coverage options in the private market. Although you are on MCHA now, you do not necessarily need to stay on MCHA indefinitely. You may find that you are now insurable by another insurance company – possibly with lower premium rates – in the private market. Not all insurance companies have the same eligibility criteria, so you may want to consider applying for coverage to more than one company.
There are several ways to explore your options in the private market:
- Contact a health insurance agent directly to discuss your coverage options.
- Contact or check the Web sites of several different insurance companies to obtain information on their individual health plan options. Request an application form for their plans. Complete and return the application to the company in which you are interested. You may be required to submit a one-month premium check to be considered for coverage (If you are not accepted for coverage, your check will be returned to you.). Consider applying to more than one insurance company, because not all companies have the same eligibility criteria. This means that one insurance company may not accept your application, while another company will.
The companies below are licensed to sell individual health insurance in Minnesota:
American Family Mutual Insurance Co.
www.AmericanFamilyInsurance.com
1-800-374-0008
Assurant Health/John Alden Life Insurance Co.
www.AssurantHealth.com
1-800-369-6762
Blue Cross Blue Shield of Minnesota (Blue Plus)
www.bluecrossmn.com
651-662-5050
1-800-262-0823
HealthPartners
www.HealthPartners.com
952-883-5600
1-800-247-7015
Medica
www.Medica.com
952-992-2080
1-800-670-5935
Preferred One Insurance Co.
www.PreferredOne.com
763-847-4477
1-800-997-1750
If you are accepted for coverage by another insurance company, do not cancel your MCHA coverage until you receive verification of acceptance from that company. Once accepted for coverage, please contact MCHA Customer Service at 1-866-894-8053 for information on canceling your MCHA coverage.
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